The construction business has its own range of risks. Accidents and unexpected project disruptions can seriously impact your timelines, which can result in significant financial loss for your business as a whole.

The success of any construction project is dependent on how project risks are managed. There are a number of ways to manage risks, including considered business and construction practices and through careful preparation and follow-through on project contract documents. However, despite thorough planning there may be certain risks that cannot be avoided. This is where Construction Insurances comes in.

Construction Insurance Specialists

PSC Insurance Brokers provide insurance solutions and risk management advice to businesses in the Construction industry across New Zealand. We’ve worked extensively across the construction sector, and have helped many businesses like yours through Commercial, Domestic, Civil and Mechanical construction projects.

Whether you’re running national or local construction projects, our insurance brokers provide advice based on an in-depth analysis of your business. We consider your insurance needs for the full life cycle of your projects – from planning, working on site, to hand over and defect management.

Get Help From An Insurance Specialist

Construction Insurance Knowledge

Effectively protecting businesses in this highly regulated landscape means ensuring that insurances provide the right covers and responses to fulfil regulatory requirements. At PSC Insurance Brokers, we help our clients navigate this landscape with our in-depth experience in the construction sector, having provided insurance solutions for the following projects:

  • Land and Housing developments
  • Shopping centres
  • Commercial Developments
  • Manufacturing & Warehouses
  • Food & Beverage Facilities
  • Heavy Industry

Construction insurance is necessary for every business in the industry, and every project that you work on. In some cases, it is a requirement to have specific cover in place in order to begin a project.   

Construction Insurance is also essential for owner builders carrying out construction work on their own property.  In this case, it is not generally compulsory, but it can ensure you do not face severe financial consequences in the event that something goes wrong during the building process.

How we can help you

Construction Insurance can cover a wide range of exposures relating to your projects so it’s important to find the most appropriate cover for your business.

And it isn’t always just the project that needs to be insured. PSC Insurance Brokers can help source and recommend policies considering all of your exposures and legal obligations including:

  • Annual or Project Specific Construction & Liability
  • Business Assets
  • Commercial Motor Fleet
  • General Property
  • Design & Construction Professional Indemnity
  • Mobile Plant & Equipment
  • Environmental Impairment Liability
  • Management Liability

We manage risks of all sizes and complexities and our focus is to recommend comprehensive and cost effective cover options to strategically manage your risks. Working in the construction industry, you know that every construction project is unique and has its own set of challenges that you should be prepared for.

Accidents or unexpected disruptions on site can significantly impact important project timelines, which can leave your business exposed to financial and legal risk.