One of the success factors for any hospitality business is how risks are managed. Working in this sector comes with its own range of risks, including:

  • property and equipment damage
  • employment issues
  • complaints, inquiries and investigations
  • food contamination
  • equipment breakdown
  • worker injuries
  • fire damage

These can result in significant financial losses for your business.

There are a number of ways that risks can be managed, including by having structured business and compliance practices with ongoing training and education of your people. However, despite how well you plan and manage your business, things can still go wrong.
This is where Hospitality Insurances comes in.

Get Help From An Insurance Specialist

Hospitality Insurance Knowledge

The heart of the hospitality industry lies in providing exceptional experiences and services to your customers. However, safeguarding your business is equally crucial. PSC Insurance Brokers understands the unique risks faced by the hospitality sector and specializes in providing insurance solutions suited to your needs.

With extensive experience in the hospitality sector, we have worked closely with hotels, resorts, restaurants, and many other establishments, personalising insurance coverage to their specific needs. We recognize that protecting your operations and assets is paramount, and we strive to add value to your business through recommending an insurance programme that suits your needs.

Our dedicated team of insurance brokers takes the time to understand the intricacies of your business. By conducting a thorough analysis of your operations, we can identify potential risks and recommend appropriate insurance policies. We leverage our strong relationships with both national and international insurers and underwriters to secure cost-effective premiums for your business.

PSC Insurance Brokers has provided insurance solutions for a wide range of hospitality businesses, including, but not limited to:

  • Hotels and Resorts

  • Restaurants and Bars

  • Event Venues

  • Catering Companies

  • Spa and Wellness Centers

  • Entertainment and Leisure Facilities

  • Bed and Breakfast Establishments

By partnering with PSC Insurance Brokers, you get access to our extensive knowledge and experience. We are committed to understanding your specific risks and providing insurance coverage that is intended to safeguard your operations, assets, and reputation in the industry.

How can we help?

There are a number of Insurance covers available that address a wide-reaching range of liabilities. As such, finding the right cover for your hospitality business can be complex.

At PSC, our Insurance Brokers will help you source a policy that suits the specific requirements of your business.

Hospitality businesses face a diverse range of risks in their various industries. It’s important that hospitality businesses take steps to manage their risk and protect employees, customers, and the business in the event that something goes wrong.

Insurance is a necessity for all businesses operating in the industry, no matter what niche you specialise in. Different types of insurance are available to address the specific risks faced by your business to mitigate severe consequences in the event that something goes wrong.

Hospitality insurance provides protection for businesses against a wide range of risks. PSC Insurance Brokers can help source and personalise policies considering all of your exposures and legal obligations including:

  • Business Interruption
  • Cyber/Data Security
  • General Liability
  • Property Damage
  • Stock
  • Product Recall
  • Seasonal changes

In order to ensure you are protected, you need an insurance policy that works to meet the specific requirements of your business.

With the right insurance in place, you can rest assured your business is protected from a range of unexpected circumstances, which helps to protect the future revenue and success of your business.


Local knowledge coupled with a national network of qualified insurance brokers and access to global insurance providers to match your requirements.

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