Your Disaster Preparedness Checklist: What You Need To Know

As your dedicated insurance broker, your safety in the face of natural disasters like floods and earthquakes is our top priority. Here’s a specialised preparedness checklist to help you and your loved ones and work colleagues stay protected when confronted with the unique challenges of these events.

  1. Emergency Kit:

Assemble a comprehensive emergency kit tailored for flood and earthquake scenarios. Include non-perishable food, water, a flashlight, batteries, a first-aid kit, essential medications, protective masks, and a multi-tool.

  1. Communication Plan:

Establish a family communication plan specifically designed for these disasters. Ensure everyone knows the designated meeting point, and have a list of emergency contacts ready. Consider investing in a battery-powered or hand-crank emergency radio for updates.

  1. Important Documents:

Safeguard essential documents like property deeds, insurance policies, identification, medical records, and financial information in a waterproof container or digitise them for secure cloud storage.

  1. Home Preparedness (Earthquakes):

If you live in an earthquake zone, anchor heavy furniture, secure breakables in low cabinets, and use earthquake putty for smaller items. Keep hazardous materials locked away and ensure all hanging objects are firmly fastened to walls to minimize damage and injuries.

  1. Home Preparedness (Floods):

Elevate electrical systems and install flood-resistant barriers like sandbags or water gates. Waterproof your basement and install sump pumps.

  1. Evacuation Plan:

Familiarise yourself with evacuation routes specific to floods and earthquakes. Account for your pets’ safety, and have carriers or leashes on hand.

  1. Insurance Coverage:

Review your insurance policies, including flood and earthquake coverage. Ensure you have adequate protection tailored for these natural hazards.

  1. Financial Preparedness:

Establish an emergency fund to cover immediate expenses. Set up automatic bill payments to avoid disruptions during and after disasters.

  1. Stay Informed:

Continuously monitor weather updates and local news for alerts related to flooding and storms. Follow directives from local authorities and evacuate when advised.

  1. Practice Drills:

Conduct regular evacuation drills with your family, emphasising safe routes and emergency procedures specific to floods and earthquakes.

  1. Helping Others:

Extend a helping hand to neighbours and community members who may need assistance during these disasters. Collaborate with local disaster relief organisations to support affected individuals.

 

By diligently following this flood and earthquake preparedness checklist, you’re taking proactive measures to protect yourself and your loved ones and work colleagues from these specific natural hazards. Remember, preparedness is your best defence, and your insurance coverage is a crucial part of your safety net. Should you have any questions or require assistance with your insurance policies, please reach out to us. Your safety and security are our unwavering commitment, today and always.

To prepare for an emergency visit the Get Ready Website.

 

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